We're sorry, Internet Explorer is not a supported browser. Please use Microsoft Edge, Firefox, Safari or Google Chrome Browser. We apologize for any inconvenience this may cause.

National Credit Union Administration

Introducing the NCUA

The NCUA is the National Credit Union Administration, the federal agency that charters and oversees credit
unions. The NCUA also insures member accounts through the National Credit Union Share Insurance Fund
(NCUSIF), established by Congress in 1970.

The NCUA and the NCUSIF guarantees your deposited funds are safe, secure, and protected.

The NCUA Guarantees Your Money is Safe, Secure, and Insured

Through the NCUA, your Checking, Savings, and Certificate Accounts are insured to at least $250,000. In addition, certain retirement accounts, such as IRAs and Keoghs, are insured separately up to $250,000.


High Standards for Your NCUA Insured Funds

Insurance provided by the NCUSIF is similar to the insurance provided by banks through the Federal Deposit Insurance Corporation (FDIC). Your Savings, Checking, and Certificate accounts are insured up to $250,000 — just like FDIC coverage. And like FDIC coverage, NCUSIF insurance is backed by the full faith and credit of the United States government.

Not one penny of insured savings has ever been lost by a member of a federally insured credit union.


Can We Help You Find Something?

Even Higher Standards at Wescom

All credit unions insured by the NCUSIF must meet high standards of safety and soundness. Wescom holds itself to even higher standards than the NCUSIF requires. With assets more than $3.5 billion, we are one of the most well-capitalized credit unions in the country. When you deposit funds in a Wescom account, you can rest assured that your money will be there for you when you need it.


For More NCUA Information

If you have questions about your NCUSIF insurance, call us at 1-888-4-WESCOM (1-888-493-7266). Additionally, you can call the NCUA’s Insurance Call Center toll-free at 1-800-755-1030 (press option 1) from 5 a.m. to 3:30 p.m. PDT, Monday through Friday. The agency’s experts will answer all of your insurance questions.

Informative resources are also available at ncua.gov the agency’s official website.

The site’s helpful tools include the NCUA Share Insurance Estimator.


Frequently Asked Questions About NCUSIF Insurance

Helpful?

Let us know!

Activating this element will cause content on the page to be updated.