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Personal Line of Credit

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Personal Line of Credit

Get the financial flexibility you need with a Wescom Personal Line of Credit (PLOC). Let Wescom help you tap into your money when you need it most and cover those unexpected expenses.

Personal Line of Credit Rates

Lines Up To
Rate $100,000
Variable Rates As Low As
Rate 12.74%*
Lines Up To $100,000
Variable Rates As Low As 12.74%*
Apply Now

Membership eligibility required. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Insured by NCUA

Loan amount based on the Credit Union's maximum aggregate unsecured loan limit of $100,000 per qualifying member. This includes all individual and joint unsecured credit combined.

*APR=Annual Percentage Rate. Rate is valid as of 12/20/2024 and subject to change without notice. APR may vary based on credit qualifications. Terms and conditions apply.

Personal Line of Credit Benefits

A Wescom Personal Line of Credit is perfect for use as overdraft protection for your Wescom checking account or as an instant source of cash for repairs, travel, or other special purchases.

Features and Benefits:


  • Credit line up to $100,000
  • Immediate access to funds
  • No cash advance fees
  • Easy ATM access for quick cash
  • Automatic payment option
  • Free loan drafts that can be used just like a personal check to make purchases
  • Branch and Teller Phone access for payments, transfers, and account information


Apply Now

Features & Benefits

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FICO® Score

Check your monthly credit score with FICO®

†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score

Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.


ATM and Branch Locator

Easily find a Wescom branch or ATM that is most convenient for you by using our ATM and Branch Locator tool.


Sign into eBranch

Insurance

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

Learn More

Online Banking

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

Sign into eBranch

FICO® Score

Check your monthly credit score with FICO®

†FICO® Score through Wescom is complimentary for members with an active Wescom loan in good standing, Signature Members, and Platinum Signature Members. Members must opt-in to receive a FICO® Score

Mobile Banking

Stay in control by managing all your accounts with ease through Wescom’s Android App and iOS App.


ATM and Branch Locator

Easily find a Wescom branch or ATM that is most convenient for you by using our ATM and Branch Locator tool.


Sign into eBranch

Insurance

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

Learn More

Online Banking

Add security and peace of mind with Wescom’s Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and more.

Sign into eBranch

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