• Open an Account
  • Branches and ATMs
  • Activate Credit or Debit Card
  • Schedule an Appointment
  • Checking Savings Certificates Money Markets Youth Accounts Retirement Accounts Signature Membership
  • Auto Loans Personal Loans Personal Line of Credit
  • Purchase and Refinance Mortgage Calculators Home Equity
  • Wescom Financial Services Retirement Planning
  • Auto Home Life Pet Renters Insurance
  • Credit Cards
  • Remote Banking
  • UCLA Home About Better Banking for Bruins Borrow Spend Save Bruin Community Clubs and Organizations International Students Bruin Edge Visa® Credit Card Bruin Choice Visa® Credit Card Technology Loan Student Loans
  • Wescom Foundation
  • Security Center
  • Financial Education Center
  • Wescom TouchPoints Blog
  • Financial Calculators
  • Contact Us
  • About Us
We're sorry, Internet Explorer is not a supported browser. Please use Microsoft Edge, Firefox, Safari or Google Chrome Browser. We apologize for any inconvenience this may cause.

We Have Loans for
Every Need

Apply for a Wescom Auto Loan,
Personal Line of Credit, or
Home Equity Line of Credit


We Have Loans for
Every Need

Apply for a Wescom Auto Loan,
Personal Line of Credit, or
Home Equity Line of Credit


There’s No Place Like
Wescom For Your Home Loan

We have the products, services, and team
to help you say “hello” to homeownership.*



There’s No Place Like
Wescom For Your Home Loan

We have the products, services, and team
to help you say “hello” to homeownership.*



We’re Better with You —
and Your Friends

Refer a friend and be entered to win a pair of Knott’s
Gold Season Passes with All-Season Dining and Drinks*



* NO PURCHASE NECESSARY TO ENTER OR WIN. Promotional period runs
from 4/15/2024 – 6/30/2024. Official Sweepstakes Rules Apply.

We’re Better with You —
and Your Friends

Refer a friend and be entered to win a pair of Knott’s
Gold Season Passes with All-Season Dining and Drinks*



* NO PURCHASE NECESSARY TO ENTER OR WIN. Promotional period runs
from 4/15/2024 – 6/30/2024. Official Sweepstakes Rules Apply.

Wescom Will Never Call
or Text to Ask For
Your Information

What You Should Know
about Fraud Scams

Wescom Will Never Call
or Text to Ask For
Your Information

What You Should Know
about Fraud Scams

Welcome Former Central Coast Federal Credit Union (CCFCU) members.

To help you transition your account, click on Learn More for supporting resources such as frequently asked questions, how to access Online and Mobile Banking, activating and setting the PIN on your new Wescom debit card and more.


A Better Way to Bank

Open an Account

Since 1934, Wescom Credit Union has been dedicated to helping members throughout California build better lives. Experience a better way to bank. Open an account today.

Open an Account
play video

Introducing the New Wescom Mobile Banking App

See what's new in our redesigned mobile app!

Learn more at wescom.org/mobile-banking.

Benefits

Of Being a Wescom Member

  • Free Checking1
  • Direct deposit two-days sooner than most banks2
  • No Minimum Savings Fees and Free Overdraft Transfers3
  • Access to 30,000+ fee-free ATMs nationwide through Wescom and the CO-OP™ Network4
  • Free online and mobile banking so you can bank from anywhere, anytime
  • And more!

Learn More

Insured by NCUA. Membership eligibility required. Terms and conditions apply.

1 The paper statement fee is waived when enrolled in eStatements for Platinum Signature Members, Youth Accounts, Primary Account Members age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).

2 Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer. Wescom does not control when the direct deposit is received.

3 A $3.00 Excessive Withdrawal Fee may be charged to your Savings Account for each withdrawal or transfer in excess of four (4) within a calendar quarter.

4 Non-CO-OP or Non-Wescom ATM operators and institutions may charge an ATM usage fee.

Personal Line of Credit
17.90%
APR
View Rates
2004 -2013 Model Year
Up to 110% KRBB**
7.49%
APR
View Rates
Special Offer
5/6 Month ARM 1,2
7.04%
APR
View Rates
Personal Loan*
17.90%
APR
View Rates
30-Year Jumbo Fixed Rate Home Loan
6.92%
APR
View Rates
2012 - 2016 Models
Up to 125% KRBB**
6.74%
APR
View Rates
Wescom Active Visa
14.40%
APR
View Rates
MyRewards Visa
16.40%
APR
View Rates
Traditional Equity Line
(up to 80% financing)
4.25%
APR
View Rates
5 -Year Fixed Rate (up to 85% financing)
4.88%
APR
View Rates
Special Offer
5/6 Month ARM 1,2
7.81%
APR
View Rates
2004 -2013 Model Year
Up to 110% KRBB**
7.74%
APR
View Rates
5/6 Month ARM 2
7.07%
APR
View Rates
15-Year
6.82%
APR
View Rates
2012 - 2016 Models
Up to 125% KRBB**
6.99%
APR
View Rates
Bruin Edge Visa
18.40%
APR
View Rates
10 -Year Fixed Rate (up to 85% financing)
4.75%
APR
View Rates
5/6 Month ARM 2
7.73%
APR
View Rates
Up to 125% MSRP or KRBB**
6.24%
APR
View Rates
7/6 Month ARM 3
6.91%
APR
View Rates
2015 - 2016 Models
Up to 125% KRBB**
7.49%
APR
View Rates
Bruin Choice Visa
18.40%
APR
View Rates
15 -Year Fixed Rate (up to 85% financing)
5.50%
APR
View Rates
30-Year
7.30%
APR
View Rates
7/6 Month ARM 3
7.55%
APR
View Rates
Up to 125% MSRP or KRBB**
6.49%
APR
View Rates
10/6 Month ARM 4
6.88%
APR
View Rates
20 -Year Fixed Rate (up to 85% financing)
5.88%
APR
View Rates
30-Year
7.02%
APR
View Rates
30-Year
6.92%
APR
View Rates
10/6 Month ARM 4
7.37%
APR
View Rates
Up to 125% MSRP or KRBB**
6.99%
APR
View Rates
20-Year
6.94%
APR
View Rates
20-Year
6.57%
APR
View Rates
New & Used Motorcycles
(New: 2009, never registered. Used: 2004-2009)
12.65%
APR
View Rates
15-Year
6.70%
APR
View Rates
15-Year
6.24%
APR
View Rates
15-Year
6.82%
APR
View Rates
Regular Share
0.10%
APY
View Rates
3-Month IRA (90 to 179 days)
2.45%
APY
View Rates
36-month College Saver
4.00%
APY
View Rates
36-month College Saver
4.00%
APY
View Rates
$2,500 - $9,999
0.95%
APY
View Rates
$2,500 - $9,999
1.00%
APY
View Rates
$2,500 - $9,999
0.90%
APY
View Rates
3-Month (90 to 179 days)
2.45%
APY
View Rates
3-Month IRA (90 to 179 days)
2.50%
APY
View Rates
3-Month IRA (90 to 179 days)
2.40%
APY
View Rates
$1 - $9,999
0.95%
APY
View Rates
$1 - $9,999
1.00%
APY
View Rates
$1 - $9,999
0.90%
APY
View Rates
$2,500 - $9,999
1.25%
APY
View Rates
$1 - $9,999
1.20%
APY
View Rates
$1 - $9,999
1.15%
APY
View Rates
Special Purpose Savings
0.10%
APY
View Rates
$10,000 - $24,999
0.95%
APY
View Rates
$10,000 - $24,999
1.00%
APY
View Rates
$10,000 - $24,999
0.90%
APY
View Rates
3-Month (90 to 179 days)
2.50%
APY
View Rates
3-Month (90 to 179 days)
2.40%
APY
View Rates
6-Month IRA (180 to 364 days)
3.45%
APY
View Rates
$10,000 - $24,999
0.95%
APY
View Rates
$10,000 - $24,999
1.00%
APY
View Rates
$10,000 - $24,999
0.90%
APY
View Rates
$10,000 - $24,999
1.25%
APY
View Rates
$10,000 - $24,999
1.20%
APY
View Rates
$10,000 - $24,999
1.15%
APY
View Rates
$25,000 - $49,999
1.00%
APY
View Rates
$25,000 - $49,999
1.05%
APY
View Rates
$25,000 - $49,999
0.95%
APY
View Rates
6-Month (180 to 364 days)
3.45%
APY
View Rates
6-Month IRA (180 to 364 days)
3.50%
APY
View Rates
$25,000 - $49,999
1.00%
APY
View Rates
$25,000 - $49,999
1.05%
APY
View Rates
$25,000 - $49,999
0.95%
APY
View Rates
$25,000 - $49,999
1.30%
APY
View Rates
$25,000 - $49,999
1.25%
APY
View Rates
$25,000 - $49,999
1.20%
APY
View Rates
$50,000 - $99,999
1.05%
APY
View Rates
$50,000 - $99,999
1.10%
APY
View Rates
$50,000 - $99,999
1.00%
APY
View Rates
6-Month (180 to 364 days)
3.50%
APY
View Rates
6-Month (180 to 364 days)
3.40%
APY
View Rates
6-Month IRA (180 to 364 days)
3.40%
APY
View Rates
$50,000 - $99,999
1.05%
APY
View Rates
$50,000 - $99,999
1.10%
APY
View Rates
$50,000 - $99,999
1.00%
APY
View Rates
$50,000 - $99,999
1.35%
APY
View Rates
$50,000 - $99,999
1.30%
APY
View Rates
$50,000 - $99,999
1.25%
APY
View Rates
$100,000 - $249,999
1.20%
APY
View Rates
$100,000 - $249,999
1.25%
APY
View Rates
$100,000 - $249,999
1.15%
APY
View Rates
$100,000 - $249,999
1.20%
APY
View Rates
$100,000 - $249,999
1.25%
APY
View Rates
$100,000 - $249,999
1.15%
APY
View Rates
Wescom Checking
0.00%
APY
View Rates
$100,000 - $249,999
1.50%
APY
View Rates
$100,000 - $249,999
1.45%
APY
View Rates
$100,000 - $249,999
1.40%
APY
View Rates
$250,000 +
1.40%
APY
View Rates
$250,000 +
1.45%
APY
View Rates
$250,000 +
1.50%
APY
View Rates
12-Month IRA (12 to 17 months)
3.95%
APY
View Rates
$250,000 +
1.40%
APY
View Rates
$250,000 +
1.45%
APY
View Rates
$250,000 +
1.50%
APY
View Rates
$2,500 - $9,999
1.15%
APY
View Rates
$2,500 - $9,999
1.20%
APY
View Rates
$250,000 +
1.75%
APY
View Rates
$1 - $9,999
1.25%
APY
View Rates
$250,000 +
1.65%
APY
View Rates
$250,000 +
1.70%
APY
View Rates
12-Month (12 to 17 months)
3.95%
APY
View Rates
12-Month (12 to 17 months)
3.90%
APY
View Rates
12-Month IRA (12 to 17 months)
4.00%
APY
View Rates
$10,000 - $24,999
1.20%
APY
View Rates
$10,000 - $24,999
1.15%
APY
View Rates
$10,000 - $24,999
1.25%
APY
View Rates
12-Month (12 to 17 months)
4.00%
APY
View Rates
12-Month IRA (12 to 17 months)
3.90%
APY
View Rates
$25,000 - $49,999
1.25%
APY
View Rates
$25,000 - $49,999
1.20%
APY
View Rates
$25,000 - $49,999
1.30%
APY
View Rates
18-Month IRA (18 to 23 months)
3.95%
APY
View Rates
$50,000 - $99,999
1.30%
APY
View Rates
$50,000 - $99,999
1.25%
APY
View Rates
$50,000 - $99,999
1.35%
APY
View Rates
18-Month (18 to 23 months)
3.95%
APY
View Rates
18-Month (18 to 23 months)
3.90%
APY
View Rates
24-Month IRA (24 to 35 months)
3.95%
APY
View Rates
18-Month IRA (18 to 23 months)
4.00%
APY
View Rates
$100,000 - $249,999
1.45%
APY
View Rates
$100,000 - $249,999
1.40%
APY
View Rates
$100,000 - $249,999
1.50%
APY
View Rates
24-Month (24 to 35 months)
3.95%
APY
View Rates
18-Month (18 to 23 months)
4.00%
APY
View Rates
24-Month (24 to 35 months)
3.90%
APY
View Rates
24-Month IRA (24 to 35 months)
4.00%
APY
View Rates
36-Month IRA (36 to 47 months)
3.95%
APY
View Rates
$250,000 +
1.65%
APY
View Rates
$250,000 +
1.70%
APY
View Rates
$250,000 +
1.75%
APY
View Rates
24-Month (24 to 35 months)
4.00%
APY
View Rates
36-Month (36 to 47 months)
3.95%
APY
View Rates
48-Month IRA (48 to 59 months)
3.95%
APY
View Rates
36-Month IRA (36 to 47 months)
4.00%
APY
View Rates
18 Month IRA (18 to 23 months)
3.90%
APY
View Rates
48-Month (48 to 59 months)
3.95%
APY
View Rates
36-Month (36 to 47 months)
4.00%
APY
View Rates
48-Month (48 to 59 months)
3.90%
APY
View Rates
60-Month IRA (60 months)
3.95%
APY
View Rates
48-Month IRA (48 to 59 months)
4.00%
APY
View Rates
24-Month IRA (24 to 35 months)
3.90%
APY
View Rates
60-Month (60 months)
3.95%
APY
View Rates
48-Month (48 to 59 months)
4.00%
APY
View Rates
60-Month (60 months)
3.90%
APY
View Rates
60-Month IRA (60 months)
4.00%
APY
View Rates
Transitional IRA* (IRA ONLY)
3.95%
APY
View Rates
36-Month IRA (36 to 47 months)
3.90%
APY
View Rates
60-Month (60 months)
4.00%
APY
View Rates
Transitional IRA* (IRA ONLY)
4.40%
APY
View Rates
48-Month IRA (48 to 59 months)
3.90%
APY
View Rates
60-Month IRA (60 months)
3.90%
APY
View Rates
Transitional IRA* (IRA ONLY)
4.40%
APY
View Rates
36-Month (36 to 47 months)
3.90%
APY
View Rates
36-month College Saver Certificate
4.00%
APY
View Rates

Can we help you find something?

SEND MONEY WITH ZELLE®

This is How Money Moves

Wescom has partnered with Zelle® - a fast, safe, and easy way to send money in minutes1 to friends, family, and others you trust - no matter where they bank2 - right from the Wescom Mobile Banking App.

  • FAST
    send money directly from your bank account to theirs in minutes1
  • SAFE
    send or receive money right from your Wescom Credit Union mobile app
  • EASY
    send money with just a few taps using just an email address or U.S. mobile phone number
Learn More
play video

Building Better Lives for Bruins

Wescom is the proud sponsor of

  • UCLA Alumni Association
  • UCLA Athletics
  • UCLA Dashew Center for International Students and Scholars
  • UCLA Campus Life and Recreation
  • UCLA Financial Wellness Program
  • UCLA Staff Assembly
  • Associated Students of UCLA (ASUCLA)
  • Rose Bowl Stadium

Learn More

Wescom Foundation

Founded by Wescom Credit Union employees in 1999, the Wescom Foundation builds better lives for Californians by supporting community-based organizations through strategic grantmaking and community engagement. The Wescom Foundation is powered by a network of Wescom employees and members dedicated to making our communities a better place for all.

Learn More

Deposit Checks

Wescom Snapdeposit

SnapDeposit* allows you to deposit checks straight from your Android or Apple® device into your Wescom Account. To get started, make sure you download the latest version of the Wescom Mobile Banking App available from the Apple App Store or the Google Play Store.

You'll need to take a good photo for SnapDeposit to accept your check. Here are a few tips:

  • Stay inside the green lines.
  • Lay the check on a flat surface and use a dark background.
  • Avoid any glare.
  • Take the picture from above.
  • Endorse your check. Write the account number, including the share ID, on the back of your check.
  • Deposit one check at a time.

As a bonus, conveniently and securely monitor account activity by setting up free account alerts via text message or email.

Learn More

Boost Your Personality

Imagine That Picture Cards

With a Wescom Visa® Credit Card, you know you'll get a low variable rate, low fees, and a no-annual-fee card that really boosts your purchasing power.

IMAGINE THAT! Picture Cards allow you to design your Wescom Visa® Card with photos of your loved ones, pets, a memorable vacation, or anything else that shows off your personality.

Wescom Bruin Edge and Bruin Choice Visa Credit Cards are not eligible for an Imagine That! Picture Card.

Learn More about Credit Cards

One Community

Our robust online banking and mobile apps, access to 30,000+ fee-free ATMs through the CO-OP Network, and extended Member Contact Center hours are just some of the ways we make banking convenient.

Learn More

Our Achievements

Upcoming Events

  • There are no upcoming events

    Please check back with us later.