Open a New Youth Account or College Saver Certificate and Be Entered to Win a Ticket and Grand Prize
NO PURCHASE NECESSARY to enter or win. Sweepstakes rules apply. Terms and conditions apply.
You are now leaving wescom.org
For your convenience, Wescom provides links to some services provided on websites not operated by the Credit Union.
Please be aware that privacy and security policies may differ from those of Wescom, and that the Credit Union is not responsible for content on third-party websites or for any transactions that may occur on those sites.
You will be automatically redirected to {{title}} in {{timeLeft}} seconds.
When you open a Wescom Youth Banking or Youth Banking Plus Account with a minimum of $50 for your little surfer by June 30, 2025, you will be entered to win a Knott’s Soak City Waterpark or Monterey Bay Aquarium Ticket. Plus, two winners will receive either a Knott’s VIP park and hotel experience* OR Family Membership to the Monterey Bay Aquarium. Open a College Saver Certificate for an extra entry!
Age | |
---|---|
Wescom Youth Banking |
For youth 0–12 |
Wescom Youth Banking Plus |
For youth 13–17 |
Monthly Fee | |
---|---|
Wescom Youth Banking |
$0 |
Wescom Youth Banking Plus |
$0 |
Minimum Savings Balance | |
---|---|
Wescom Youth Banking |
$1 |
Wescom Youth Banking Plus |
$1 |
5.00% APY1 on the first $500 of Youth Savings Account Balance | |
---|---|
Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
Wescom ATM Card2 | |
---|---|
Wescom Youth Banking |
$100 daily withdrawal limit |
Wescom Youth Banking Plus |
$250 daily withdrawal limit |
Wescom Youth Checking Account | |
---|---|
Wescom Youth Banking |
Yes with qualifying parent or legal guardian as a joint signer or joint owner |
Wescom Youth Banking Plus |
Yes with qualifying parent or legal guardian as a joint signer or joint owner |
Wescom Visa® Debit Card2 | |
---|---|
Wescom Youth Banking |
$250 daily spending limit available with a Wescom Checking Account |
Wescom Youth Banking Plus |
$500 daily spending limit available with a Wescom Checking Account |
Free IMAGINE THAT! Picture Card3 | |
---|---|
Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
Zelle® (send and receive money from friends and family in the mobile app)4 |
|
---|---|
Wescom Youth Banking |
No |
Wescom Youth Banking Plus |
Yes (send up to $500 daily) |
Wescom Visa Credit Card | |
---|---|
Wescom Youth Banking |
No |
Wescom Youth Banking Plus |
For Youth ages 15+ with a qualifying parent or legal guardian as a co-signer. All loans are subject to approval. |
Online Banking | |
---|---|
Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
Mobile Banking | |
---|---|
Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
College Saver Certificate ($250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.)5 |
|
---|---|
Wescom Youth Banking |
Yes |
Wescom Youth Banking Plus |
Yes |
Automatic advancement | |
---|---|
Wescom Youth Banking |
To a Wescom Youth Banking Plus Account at age 13 |
Wescom Youth Banking Plus |
To a Wescom Personal Account at age 18 |
Wescom Youth Banking |
|
Wescom Youth Banking Plus |
|
Wescom Youth Banking |
Wescom Youth Banking Plus |
|
---|---|---|
Wescom Youth Banking |
Wescom Youth Banking Plus |
|
Age | For youth 0–12 | For youth 13–17 |
Monthly Fee | $0 | $0 |
Minimum Savings Balance | $1 | $1 |
5.00% APY1 on the first $500 of Youth Savings Account Balance | Yes | Yes |
Wescom ATM Card2 |
$100 daily withdrawal limit |
$250 daily withdrawal limit |
Wescom Youth Checking Account |
Yes with qualifying parent or legal guardian as a joint signer or joint owner |
Yes with qualifying parent or legal guardian as a joint signer or joint owner |
Wescom Visa® Debit Card2 |
$250 daily spending limit available with a Wescom Checking Account |
$500 daily spending limit available with a Wescom Checking Account |
Free IMAGINE THAT! Picture Card3 | Yes | Yes |
Zelle® (send and receive money from friends and family in the mobile app)4 |
No |
Yes (send up to $500 daily) |
Wescom Visa Credit Card | No | For Youth ages 15+ with a qualifying parent or legal guardian as a co-signer. All loans are subject to approval. |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
College Saver Certificate ($250 minimum deposit and a 36-month term, you can make additional deposits during the Certificate’s term as long as your child is under the age of 18.)5 |
Yes | Yes |
Automatic advancement | To a Wescom Youth Banking Plus Account at age 13 | To a Wescom Personal Account at age 18 |
|
|
*NO PURCHASE NECESSARY to enter or win. Sweepstakes runs from 04/01/2025 to 06/30/2025 (Promotional Period) and consists of three-monthly entry periods and drawings; and one grand prize drawing. Sweepstakes is available to participants that live, work, worship or attend school in the Southern California counties (Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara, and Ventura)). Void where prohibited. To enter, open a new Youth Account with a minimum $50.00 deposit and/or a College Saver Certificate with a minimum $250.00 deposit to receive one entry for the applicable monthly drawing. Members that open both account types will receive two (2) entries for the drawing. A qualifying parent or legal guardian must be joint owner on account(s) and will be the participant entered into drawing. All accounts are subject to approval. A $1 deposit to a Wescom Savings Account is required. Winners will be selected by random drawing. 300 participants (100 per month) will win one (1) Single-Day Knott’s Soak City Ticket. Approximate Retail Value (ARV): $70.00 per prize. All eligible entries collected from the promotional period are automatically entered for the Grand Prize drawing. One (1) participant will receive a Knott’s Park/Hotel Grand Prize package. Prize ARV: $1,103.00. Total ARV of all prizes is $14,628.00. Limit one (1) prize per participant. Winner need not be present to win. Odds of winning depend on the number of eligible entries. Prize may be subject to IRS reporting. Consult your tax advisor. Visit wescom.org/youth/sweeps for official rules. Wescom employees (and their families/households), Wescom Volunteers (including Board of Directors) are not eligible to participate in the Sweepstakes. Insured by NCUA
**NO PURCHASE NECESSARY to enter or win. Sweepstakes runs from 04/01/2025 to 06/30/2025 (Promotional Period), and is available to participant that live, work, worship or attend school in the Central California counties (Fresno, Kern, Kings, Madera, Merced, Mariposa, Monterey, San Benito, San Joaquin, San Luis Obispo, Santa Cruz, Stanislaus and Tulare). Void where prohibited. To enter, open a new Youth Account with a minimum $50.00 deposit and/or a College Saver Certificate with a minimum $250.00 deposit to receive one entry for the applicable monthly drawing. Members that open both account types will receive two (2) entries for the drawing. A qualifying parent or legal guardian must be joint owner on account(s) and will be the participant entered into drawing. All accounts are subject to approval. A $1 deposit to a Wescom Savings Account is required. Terms and conditions apply. Winners will be selected by random drawing. Forty (40) participants will win a $50.00 deposit in their Youth Account for the purchase of a single-day Youth Ticket to the Monterey Bay Aquarium. ARV per Prize: $50. One (1) grand prize winner will be selected to receive a 2025 Family Membership to the Monterey Bay Aquarium. ARV per Prize: $295.00. Total ARV of all prizes is $2,295.00. Limit one (1) prize per participant. Winners need not be present to win. Odds of winning depend on the number of eligible entries. Prize may be subject to IRS reporting. Consult your tax advisor. Visit wescom.org/youth/sweeps-aquarium for official rules. Wescom employees (and their families/households), Wescom Volunteers (including Board of Directors) are not eligible to participate in the Sweepstakes. Insured by NCUA.
1 APY (Annual Percentage Yield) is accurate as of 4/1/2024 and subject to change without notice. The 5.00% APY is earned on Youth Savings Account balances up to $500. Balances over $500 will continue to earn the Regular Savings Account rate. Fees or other conditions could reduce earnings. Terms and conditions apply.
2 A parent or legal guardian must be a Joint Owner on the Checking Account and ATM/Visa® Debit Card. Terms and conditions apply.
3 One per calendar year.
4 U.S checking or savings account is required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
5 Terms and conditions apply. See About Your Credit Union Account Agreement for details.
Account opening for Wescom Youth Banking Plus requires one of the following forms of identification: California State I.D. Card, Driver's License, U.S. Passport, or School I.D. Card. Birth Certificates are acceptable forms of ID for minors 0 to 14 years of age. Ages 15 to 17 must present one of the above picture ID types.